Instant credit with no credit rating.

There is no bank that issues an instant credit with no credit rating. Other statements are dubious and should only be viewed with great caution. Even a private individual will only pay out a loan if the borrower appears trustworthy. However, the requirements that individual lenders make may vary.

Agree Bank loans

Agree Bank loans

In Germany it is a legal requirement that every bank and every savings bank has to obtain credit information and proof of income from its credit customers. If there are legitimate doubts about the creditworthiness, the loan application will be rejected or can only be approved if additional material or immaterial collateral is available. A guarantor or a solvent co-applicant is often required.

Cream bank loans

Foreign bank loans

No instant credit with no credit rating is available abroad. However, the Credit bureau information does not matter here. If it is negative, the lender receives no knowledge of it as if the Credit bureau information is completely in order. Foreign lenders are generally prohibited from obtaining Credit bureau information about a Agree Bank customer. The most important prerequisite for a foreign loan is a regular income and a permanent contract as a worker, employee or civil servant.

Credit intermediary

Credit intermediary

Numerous credit brokers offer their services on the Internet. They are often reputable and competent and can also provide credit to customers who otherwise have little chance. However, some principles should be followed before signing a contract with a credit intermediary. Otherwise, the risk of getting into a dubious credit broker is far too great. An important indicator of seriousness is the fact that a credit intermediary does not charge upfront costs and does not make unrealistic promises.

Personal loans

Personal loans

A personal loan can not only come from a person from your own relatives or acquaintances, but also from a stranger. Numerous private loan brokerage portals have emerged recently that want to bring lenders and borrowers together.

The advantage here is that the two contracting parties can negotiate their own credit terms. There are no strict legal requirements as with banks. Nevertheless, it is not to be expected that a private person will issue an instant loan without creditworthiness. Otherwise, she would issue a blank check to the borrower and would have no guarantee that she would never see her money again.